Basics

Level

Vigor (VIG) Strength, toughness, stamina, health +VIG to forceful attack and damage (melee and thrown) +VIG to HP per level Vigor = encumbrance threshold Dexterity (DEX) Speed, agility, coordination, reflexes +DEX to defense (capped by armor) +DEX to finesse attacks and damage (melee, thrown, and ranged) +(DEX or WIT) to initiative Readied Items = (Dexterity or Wits) / 2, rounding up Wits (WIT) Craftsmanship, perception, memory, intuition, quick wits +(DEX or WIT) to initiative +WIT to feat points (can't be used for Growth) Readied Items = (Dexterity or Wits) / 2, rounding up Spirit (SPT) Force of personality, willpower, personal magnetism, spiritual power +SPT to reaction rolls +SPT to morale / loyalty rolls 1+SPT max number of Companions	Stat Modifier = (stat / 3) - 3, rounding down 3-5) -2 6-8) -1 9-11) +0 12-14) +1 15-17) +2 18-20) +3 Modifier shorthand: MOD (but specific stat mods have their own shorthand, VIG, DEX, WIT, SPT) Stat Bonus = stat - 10 Stat Bonus shorthand: SB Static Stat DC = 11 + Stat Bonus Personality and Intelligence A low Wits does not mean a character is necessarily stupid. They are less observant, less quick to react, and more methodical working through things, but they can come up with clever plans, be well-educated, etc. Or not. However you feel like portraying them. Similarly a low Spirit means you lack a certain magnetism and force of personality, but you can be as eloquent and social as you like.

HP (up to 10th) = 2 + class starting bonus hp + ((3+VIG+class bonus hp) x level)
- Above 10th: +(1+heroic class bonus hp) per level
- If multiclassing, use your single highest (class starting bonus hp) and the (class bonus hp) and /or (heroic class bonus hp) for the individual class levels gained.
Reserve HP: equal to normal HP. Converted into HP through rest, putting an upper limit on near-term natural recovery.
Life (rounding down) = 10 + VIG + SPT + PROF